About Us
Professional mortgage brokers ready to help you.
Resources
Understand what is going on in the financial industry
Calculators
Find out how much you can borrow
ABOUT US
Brisbane Finance Experts
Brisbane Finance Experts was founded in 2025 by John Lynch, Jacqui Dent, and Ramesh Singh - three experienced finance professionals who together bring over 100 years of combined industry expertise.
As former owner-managers of Bank of Queensland branches across Brisbane, they have an in-depth understanding of lending, financial structures, and the importance of having a trusted, long-term financier.
At Brisbane Finance Experts, our philosophy is simple - customers come first, always. We’re passionate about making lending easy to understand and stress-free to manage. As hands-on directors and mortgage brokers, John, Jacqui, and Ramesh work directly with clients from start to finish, ensuring every experience is personal, transparent, and results-driven.
Whether you’re purchasing your first home, expanding your investment portfolio, financing your business, or exploring SMSF property lending, Brisbane Finance Experts are here to help you navigate every step of your financial journey.
Meet our Team
John Lynch
Principal owner/broker
Phone: 0419 748 402
Email: john@brisfinex.com.au
John brings over 40 years of experience in the banking and finance industry, including many years managing Bank of Queensland branches.
Known for his strategic thinking and genuine care for his clients, John has helped countless individuals and businesses secure finance solutions that align with their goals and long-term success.
With a strong belief in trust, integrity, and personalised service, John approaches every client relationship as a partnership - providing expert guidance, clear communication, and results-focused solutions that stand the test of time.
Jacqui Dent
Principal owner/broker
Phone: 0408 782 812
Email: jacqui@brisfinex.com.au
With over 35 years of experience in banking, lending, and financial services including 10yrs as Owner Manager of her own franchise at Bank Of Queensland - Jacqui has built a reputation for delivering tailored financial solutions that help clients thrive.
Her motivation is driven by customer satisfaction, and she takes pride in simplifying the lending process for individuals and businesses alike.
Jacqui’s extensive understanding of lender policies and credit requirements allows her to handle all lending scenarios with confidence and precision. Combining deep industry knowledge with a warm, relationship-focused approach, Jacqui ensures every client feels supported and empowered to reach their financial goals.
Ramesh Singh
Principal owner/broker
Phone: 0405 185 464
Email: ramesh@brisfinex.com.au
Ramesh has spent more than 50 years in the finance and banking industry, with a proven track record in helping clients achieve financial success through tailored lending and business finance strategies.
His experience as a Bank of Queensland owner-manager gives him deep insight into how to structure loans that work best for both personal and commercial needs.
Ramesh is passionate about helping clients build long-term financial security. His calm, knowledgeable, and client-first approach ensures every customer feels confident and supported throughout the lending process.
Our Partners
Services
Supporting First Home Buyers
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant
Investment Loans
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Commercial Loans
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.
Standard Variable & Fixed Rate Loans
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
Bridging Loans
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
Asset Finance
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
Why Choose Brisbane Finance Experts
We'll find the loan that's right for you
Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
✔ Over 100 years of combined finance experience
✔ Customer-focused, relationship-driven service
✔ Hands-on directors who guide you from start to finish
✔ Expertise across residential, commercial, vehicle, and SMSF lending
✔ A proven commitment to making lending simple, transparent, and stress-free
We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.You can feel confident that you are in safe hands and we will find the loan that’s right for you.
Testimonials
“First up thank you to all the team at Brisfinex, I doubt this would have happened without your assistance. Once the dust settles in the new year I have a couple of other loans I will get you to look at”
Clive G
"Jacqui has just assisted with my refinancing and was outstanding in securing a better deal for me – I recommend her often"
Helen K.
"Jacqui Dent she has jumped through so many hoops for us, outstanding customer service”
Terry A.
"Jacqui was simply fantastic! She was very communicative, informative, and thorough!
Gave us a list of what everything she needed for our application, and we had our meeting on Tuesday afternoon to discuss everything. She went through all of our options and explained them all in detail and gave us advice on which lender would best suit us, our needs & requirements.
She submitted our application on Wednesday, and we got approval on Thursday! Such an amazing turnaround time! Our old bank wanted settlement on the 30th and Jacqui was able to get it pushed through before Christmas!
Highly recommend"
Alyce W.
Not sure what kind of loan you need?
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you the money on the interest and fees, or potentially help you maximixe your tax benefits.
Not sure what kind of loan you need for your current financial circumstances? That's our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you the peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.
CALCULATOR
Use our mortgage calculators to estimate how much you can borrow.
We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.
The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input.
Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.
You should always discuss your individual circumstances with a representative of Brisbane Finance Experts before placing your deposit or purchasing any property.
CONTACT US
Get in touch today
When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.
We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.
Please get in touch with us today.
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